Personal Health Insurance Loses Nearly 160000 Members

Return to the GKV rises to 5-year high, The private health insurance was for years in the minds of many consumers for a kind of luxury medicine. Who wanted to be treated by the chief doctor, enjoy a one-bed room or sit in the waiting room for only a short time, opted for private health insurance. The influx of new customers over the years was significantly higher than the drain - ie the number of returnees. In recent years, however, seems a trend in private health insurance to spread, pointing in another direction.

As is evident from recent figures from the private health insurance association, the number of returnees in the statutory health insurance, a new 5-year high reached. 153 000 2010 even went back to the policyholders of private health insurance, there are 159 400 last year with private insurance already almost 160,000. And the date coverage would improve the image of the private health insurance does not necessarily, but high premium adjustments, unisex rates and power constraints are always in the room.

Bottom line, more privately insured
If the private health insurance for the count now? The numbers of private health insurance association may suggest at first exactly in that direction. However, the association is to consider that the 159 400 returnees are more than offset by the nearly 236 000 new customers. This seems at least clear in 2011 that the interest has been high at a private health cover, because the net increase was about 76,000 members.

Stefan Reker, the spokesman for the Association of Private Health Insurers had to consider also that a significant part of the outflows from the private health insurance under the law has come about. A fact that can not be externally verified on. The fact is however that the 01 January 2011, the change to private health insurance has actually become easier - by eliminating the 3-year period and a falling jaeg. This control variable is that - unlike 2012 - as a reason for the "forced" return to the GKV.

Possible return to the GKV
Could be explained by employers about the numbers changing in conjunction with falling wages, job autonomy, followed by the inclusion of a social insurance contributions or the retirement of civil servants on time. Should be really interesting figures for 2012, when the consequences are often the last to be priced in bad news. For the CDU politician Jens Spahn's health, according to "world", however, clear that the private health insurance "currently has many, sometimes existential problems" and there will be a convergence of systems.